The best CD rates vary depending on the term you're looking for. Here's what you can expect to earn on average, according to the FDIC. The national interest rate for three-month CDs is 0.05%, but some CDs earn more than this. You can expect to earn around 0.11% on a six-month CD, although some banks offer up to 0.55%. Best 6 Month CD Rates Available Nationwide, Government Insured - February 13, 2021, 10:26 pm PT ALL 6 Month CD 1 Year CD 2 Year CD 3 Year CD 4 Year CD 5 Year CD 7 Year CD 10 Year CD. Interest Rates; Promotional CD: Flexible terms and attractive rates: $5,000: View Rates: Standard CD (7-89 Days) Option to manage shorter-term saving objectives: $5,000: View Rates: Standard CD (3-84 Months) Low minimum investment: $500: View Rates: 529 CD. Tax-free. savings for future education expenses: $500: View Rates. Ally offers 6-month CDs with a Ten Day Best Rate Guarantee, meaning if interest rates go up within the first 10 days after opening, the bank will honor the higher rate. Barclay's – 0.65% APY If you don't have. As of March 2021 All rates expressed in annual percentage yield (APY) unless otherwise stated.
| Bank | Type | APY | Actions | Last Checked |
|---|---|---|---|---|
| First City Bank | 6 Month CD | 0.50% ↓ (down from 0.65%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| TAB Bank | 6 Month CD | 0.40% ↓ (down from 0.50%) | Email this rate » Get Rate Alerts » | Mar 5 (Yesterday) |
| Able Banking | 6 Month CD | 0.40% ↓ (down from 0.45%) | Email this rate » Get Rate Alerts » | Mar 5 (Yesterday) |
| Banesco | 6 Month CD | 0.35% ↓ (down from 0.50%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Bank5 Connect | 6 Month CD | 0.35% ↓ (down from 0.45%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Colorado Federal Savings Bank | 6 Month CD | 0.30% ↓ (down from 0.40%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Bank | Type | APY | Actions | Last Checked |
|---|---|---|---|---|
| Quaint Oak Bank | 6 Month CD | 0.30% ↓ (down from 0.40%) | Email this rate » Get Rate Alerts » | Mar 5 (Yesterday) |
| Virtual Bank | 6 Month CD | 0.30% ↓ (down from 0.40%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Live Oak Bank | 6 Month CD | 0.25% ↓ (down from 0.50%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| PenFed Credit Union | 6 Month CD | 0.25% ↓ (down from 0.30%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| CD Bank | 6 Month CD | 0.25% ↓ (down from 0.40%) | Email this rate » Get Rate Alerts » | Mar 3 (3 days ago) |
| Popular Direct | 6 Month CD | 0.20% ↓ (down from 0.25%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Bank | Type | APY | Actions | Last Checked |
|---|---|---|---|---|
| Bank of Hope | 6 Month CD | 0.15% ↑ (up from 0.10%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Mountain One Bank | 6 Month CD | 0.15% ↓ (down from 0.20%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Academy Bank | 6 Month CD | 0.15% ↓ (down from 0.20%) | Email this rate » Get Rate Alerts » | Feb 27 (7 days ago) |
| Vio Bank | 6 Month CD | 0.15% ↓ (down from 0.20%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Ameriprise Bank | 6 Month CD | 0.10% ↓ (down from 0.20%) | Email this rate » Get Rate Alerts » | Mar 3 (3 days ago) |
| MidFirst Direct | 6 Month CD | 0.10% ↓ (down from 0.15%) | Email this rate » Get Rate Alerts » | Mar 5 (Yesterday) |
| Bank | Type | APY | Actions | Last Checked |
|---|---|---|---|---|
| H&R Block Bank | 6 Month CD | 0.03% ↓ (down from 0.25%) | Email this rate » Get Rate Alerts » | Apr 21 (15 days ago) |
Best 6 Month Cd Rates Available
`High-Rate 12-Month CD
Looking for a slightly longer term—and slightly higher rate? Then our 12-month certificate of deposit (CD) could be the better choice.
- One of the best rates around
- Get a great guaranteed rate of return over 12 months
- Keep track of your CD with online and mobile banking
- Open one with just $500
More high-rate CDs to help you achieve your savings goals.
| TERM | APY* | |
|---|---|---|
| 30 Day | 0.05% | Apply Now |
| 3 Month | 0.25% | Apply Now |
| 5 Month | 0.15% | Apply Now |
| 9 Month | 0.30% | Apply Now |
| 12 Month | 0.60% | Apply Now |
| 18 Month | 0.45% | Apply Now |
| 24 Month | 0.45% | Apply Now |
| 30 Month | 0.45% | Apply Now |
| 36 Month | 0.45% | Apply Now |
| 48 Month | 0.45% | Apply Now |
| 60 Month | 0.45% | Apply Now |
It's easy to open a BrioDirect high-rate CD: Complete an online application right now in minutes. All you need is your contact information, driver's license, passport or state I.D. and Social Security number.
Why should I choose a BrioDirect high-yield CD?
We offer great rates, which can make a BrioDirect CD an excellent way to achieve your savings goals.
post_content);?>-->Is opening a BrioDirect account simple?
Yes! You can complete a BrioDirect account application online in minutes.
/best6-monthCDs-c31921914a894f3a8565b0a595171889.jpg "Best 6 Month Cd Rates")
What do I need to open my account?
You just need your contact information, driver's license, passport or state I.D. and Social Security number.
post_content);?>-->How do I make my initial deposit?
The easiest way is through an automated clearinghouse (ACH) payment from an existing checking or savings account. You can also fund via Check or Wire, click here to learn more.
Have a question about how ACH works? Please call 877-369-BRIO and speak to a client service representative.
post_content);?>-->Is my money safe and secure with BrioDirect?
BrioDirect is the online brand of Sterling National Bank. Founded in 1888, Sterling is rated one of 'America's 100 Best Banks' by Forbes and an FDIC insured institution. Your deposit account is provided by Sterling National Bank, and you will be a Sterling National Bank client when you open your account.
Best 6 Month Cd Rates Available
`High-Rate 12-Month CD
Looking for a slightly longer term—and slightly higher rate? Then our 12-month certificate of deposit (CD) could be the better choice.
- One of the best rates around
- Get a great guaranteed rate of return over 12 months
- Keep track of your CD with online and mobile banking
- Open one with just $500
More high-rate CDs to help you achieve your savings goals.
| TERM | APY* | |
|---|---|---|
| 30 Day | 0.05% | Apply Now |
| 3 Month | 0.25% | Apply Now |
| 5 Month | 0.15% | Apply Now |
| 9 Month | 0.30% | Apply Now |
| 12 Month | 0.60% | Apply Now |
| 18 Month | 0.45% | Apply Now |
| 24 Month | 0.45% | Apply Now |
| 30 Month | 0.45% | Apply Now |
| 36 Month | 0.45% | Apply Now |
| 48 Month | 0.45% | Apply Now |
| 60 Month | 0.45% | Apply Now |
It's easy to open a BrioDirect high-rate CD: Complete an online application right now in minutes. All you need is your contact information, driver's license, passport or state I.D. and Social Security number.
Why should I choose a BrioDirect high-yield CD?
We offer great rates, which can make a BrioDirect CD an excellent way to achieve your savings goals.
post_content);?>-->Is opening a BrioDirect account simple?
Yes! You can complete a BrioDirect account application online in minutes.
post_content);?>-->What do I need to open my account?
You just need your contact information, driver's license, passport or state I.D. and Social Security number.
post_content);?>-->How do I make my initial deposit?
The easiest way is through an automated clearinghouse (ACH) payment from an existing checking or savings account. You can also fund via Check or Wire, click here to learn more.
Have a question about how ACH works? Please call 877-369-BRIO and speak to a client service representative.
post_content);?>-->Is my money safe and secure with BrioDirect?
BrioDirect is the online brand of Sterling National Bank. Founded in 1888, Sterling is rated one of 'America's 100 Best Banks' by Forbes and an FDIC insured institution. Your deposit account is provided by Sterling National Bank, and you will be a Sterling National Bank client when you open your account.
Cd Rates Today
post_content);?>-->Is there a penalty if I take my money out of a CD?
Yes, if you take money out of a CD before the end of its term, you will be subject to an early withdrawal penalty. Please view product disclosures for details.
post_content);?>-->I already have a deposit account with Sterling National Bank. How does this impact my FDIC insurance coverage?
Accounts that are opened via briodirectbanking.com and marketed by BrioDirect are Sterling National Bank accounts. Deposits in these accounts are made with Sterling National Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider not only the BrioDirect online savings or CD accounts that you maintain, but also all other accounts you maintain at Sterling National Bank. If you have a question about your FDIC insurance coverage, please call 877-369-BRIO and speak to a client service representative.
post_content);?>-->What are fixed rate products?
Best 6 Month Cd Rates
Fixed rate products allow clients to lock in a particular rate upon opening the account, for a set amount of time. BrioDirect High-Yield CDs are fixed-rate products. Early withdrawal penalties apply. We have many terms available! Pick a term that works best for your savings goals. View Terms
Best 6 Month Cd Rates In Ny
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